Have you ever wondered if an insurance lawyer or a private one is better?
Normally, after suffering a traffic accident, one is predisposed to claim for damages suffered after the same, however, it is normal to appear doubts about how to do it; will my company fight everything I deserve? If I hire a private lawyer to manage it, will not it be very expensive? Who guarantees that my compensation is fair?
It is normal that doubts arise of this type, in this post we will try to expose what aspects you should consider when choosing between private attorney or insurance attorney, which option offers greater guarantees, and the differences between them.
The most common after having an accident is to let the insurer process everything, wait to receive an offer of compensation and sign it, well, we assure you that the amount it is going to offer will always be lower than what you really deserve.
We will try to summarize in simple steps how to get up to 5 times more and in less time simply with the choice of the lawyer.
The conditions are different, the profession the same
One of the main recommendations we recommend before choosing between private or insurance lawyer, is that the affected person carefully read and check the conditions of the contract to avoid surprises during the procedure. It is desirable that you look at the possible additional expenses; these could be expertise, if necessary, attorneys, fees…
For this series of things, we consider that it is important and advisable to explain in advance the procedure that you have to follow as injured; in addition you should know that depending on insurance there is a general percentage of coverage to hire a private lawyer and independent insurance.
An insurance lawyer is not the same as a private one
After these simple tips, we will analyze in depth each of the advantages and disadvantages of each type of lawyer in terms of traffic accidents.
The specialization against the generic
The most significant differences between insurance and individual lawyer is that the lawyer who will take the case of the affected one does not choose it, if not the insurer itself, usually by agreement, so it is possible that it is not always the most appropriate professional for your case.
On the contrary, the private lawyer, in theory, is your trust, you choose him.
Personally, and you can always change for another one in case you are not happy with your work.
Real interest for your rights and not only for the economic
On the other hand, as regards the economic aspect, the insurance lawyer charges the insurance company, as it is an agreement, he will also charge, whether or not he receives the compensation.
On the contrary, the way to collect from the private attorney is proportional to what you get from compensation, that is, as a general rule he charge a percentage of the compensation you get, so the higher the amount you receive, the better it will be for him. He too, is about common interests.
Avoid economic surprises
On many occasions, the insurance companies include the extra expenses that may arise from the management of the case, such as minutes, external professionals, some procedures, solicitors…
However, the private lawyer gives you more flexibility to negotiate them, since it will always include these expenses in the final invoice and gives the opportunity to negotiate this point.
As discussed above, a private lawyer will always fight more to get a greater compensation and get the maximum benefit, the insurance lawyer against, moves more by agreements and agreements with the company, not so much because of the real interest of the client, that there is no contact with him.
With this, which option is better?
In general, the compensation will always be less than the one you receive from your insurer due to the internal agreements established between them.
However, in the case of choosing private lawyers will fight to get the maximum compensation according to the individual case of each one, and will be in charge of managing all the procedures, calls, and negotiations with the insurance companies in a FREE manner.